Roth Ira Limits 2024 Over 50. Limits on roth ira contributions based on modified agi. If you are 50 or older by the end of 2024, you may contribute up to $8,000 to a roth ira.

The contribution limit on individual retirement accounts will increase by $500 in 2024, from $6,500 to $7,000. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.